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How to Prevent Financial Arguments From Pushing You Towards Divorce in Oregon

Published July 21, 2021
While financial issues do not directly lead to divorce, arguments overspending habits and debt can erode a marriage over time. By putting a prenuptial agreement in place and maintaining open communication with your partner about financial matters, you can minimize marital conflict.

When you and your partner are thinking about marriage, it’s likely that you’ll have several meaningful conversations about your goals and hopes for your shared future. However, many couples do not take this opportunity to discuss their finances, including any debt or other financial obligations they may bring to the marriage. Unfortunately, avoiding the topics of money and finances can lead to many challenges in the future. Whether you are thinking about getting married in the near future or you and your spouse have been together for years, here are a few ways that you can minimize financial disagreements and prevent these disputes from straining your marriage.

Recognize That Finances are a Top Predictor of Divorce in Oregon

While many people assume that dramatic events, such as infidelity or domestic abuse, are the most common reasons for a marriage to end in divorce, it turns out that financial problems significantly influence a couple’s decision to pursue a divorce. Surveys of recently divorced couples indicate that financial arguments played a substantial role in the demise of their marriages. Arguments over credit ratings, spending habits, and other financial concerns can easily arise, especially during these economically uncertain times. While couples and researchers state that financial arguments do not directly lead to divorce, these anxieties and disputes can erode the stability of the relationship over time. By taking the time to calmly discuss your financial concerns with one another before major disagreements arise, you and your spouse can head off the majority of these turbulent arguments before they have the chance to erupt.

Before You Get Married, Consider a Prenuptial Agreement

Although the idea of getting a “prenup” used to carry negative connotations—many people assumed that any couple who signed a prenuptial agreement was betting on the failure of their union—there has been a recent surge in the number of couples in the Portland area who are putting one in place before walking down the aisle. Of course, a prenuptial agreement provides clear protections for each individual’s assets if they end up separating, but it also provides a rich opportunity for the couple to discuss financial matters before they join their lives together. For couples who are entering into a second or third marriage, it’s especially helpful to put a prenuptial agreement in place, as this process will remind you to update any beneficiary designations so that your hard-earned insurance benefits are not inadvertently given to a former spouse. Think of a prenuptial agreement as a healthy step towards creating a strong foundation for your marriage. You aren’t betting on its failure—you’re protecting your future.

Maintain Open and Honest Communication

Conversations about money can be difficult, especially if you are embarrassed about your low credit score or your significant amount of student debt. However, entering into a partnership with somebody else requires you to be open and vulnerable in many ways, including your finances. Carve out some time to disclose your financial assets and debts with each other, and discuss your shared financial goals. Together, you can decide how you want to structure your finances and build trust with one another. The only way to ensure that you are building a strong future together is to remain open, honest, and supportive of one another.


To learn more about how a prenuptial agreement can help you divorce-proof your marriage, reach out to the friendly and experienced legal team at Lee Tyler Family Law, P.C. today. We proudly serve clients throughout the Portland area, so give us a call today at (503) 233-8868 to get started.

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